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3 Easy Things You Can Do to Not Spend Money |
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Articles, How-To's and Interviews -
Personal Finances
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Written by Jennifer Thompson
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1. Don't Go in the Stores.
Each moment that you're not in a store is a moment that you can't spend money. Sounds easy, doesn't it? Maybe it means you need to schedule errands for one day, instead of allowing yourself to go out any time you think you need something. Or maybe it means you have a talk with yourself before you pull into that parking lot about needs versus wants and why it is you think you need to go into that shop. Either way, if you're not in a store, you're not going to be spending money.
2. Turn Off Your Computer.
The above suggestion works for brick and mortar stores, but what if you
are shopping online. In that case, you need to shut down your
computer. One way to delay purchases and give yourself time to reflect
on them is to add those wants to wish lists rather than making impulse
buys on the spot. Most sites have ways to create wish lists or watch
lists, so take advantage of them and give yourself a cooling off period
while you turn the computer off.
3. Make a List and Stick to It.
When you do find yourself shopping, whether it is online or in person,
make a list before you start shopping and then stick to it. If your
list contains all of your needs and any wants that you have accounted
for in your budget and you stick to it, then your spending will be
within your acceptable range.
Jennifer Thompson owns and manages DivaTribe.
This article is available for reprint. Please contact us for more information.
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