Different people have different comfort levels as far as how much of a cushion they need in savings to feel secure.  Take part in the poll and share more on this thread, if you'd like.

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This is near and dear to me right now because we are doing work in our kitchen and wanting to do some other things, but I am having to face writing checks and deciding how low the liquid savings can get before I'm going to start losing sleep at night!

I've lived for so long with so little in the way of a financial safety net that I have gotten more comfortable with having very little in the way of reserves.  Not a good thing, just observing what has happened over the years. 

(<-- me getting some sleep because there isn't much more I can do about it)

BF, on the other hand, is totally freaked out by having next to nothing in savings.