Check your debt to credit limit ratio too, before you buy.  If you have a $100 credit card, keep the balance under $70, preferably under $50.  It's ok to keep your cards open, and to have some balance on them, just don't max them out.   

Update!  I just wrote the check for my final car payment.     

Go you! I recently paid off my car, and now DH and I are thinking of getting a new one.  I so do not want another car payment though!!

Go you!

Congrats on paying off your car and building up your savings!!!