I am really interested in hearing more about this.
We took on a lot of personal debt to start our business, which has us so far away from where I would like to be savings-wise it is scary. Then on top of that, I am just waiting for the student loan people to come and repossess my brain!

I manage the money end of our household and our business. DH is prone to buying things spur of the moment - I will only buy something if we
really need it.
I think the only way we will ever save $ is if I just do without telling DH!