We went ahead and applied for Citi\'s dividends card. It pays back 5% on grocery, gas and drugstores, and 1% for everything else, up to $300 a year. I got the card today.
Chase has a dividend card too, so I may apply for that one after I cancel the old card, in case it looks like we\'d qualify for more than $300 in cash back each year. Between gas, groceries and prescriptions/OTC meds, it doesn\'t seem that hard to spend $6000, or $500 a month. We\'d be close to that, and then there\'s all the other purchases that would bring in 1%.
