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Reward card cynicism
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January 07, 2009, 10:19:28 AM
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Jen
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« on: March 13, 2006, 12:26:47 PM »

So. I used up a vast number of points accumulated on our reward card to offset some future car and hotel charges (DH\'s brother is getting married and we\'ll be traveling). I read the fine print carefully, try to make sure everything is clear, and go ahead and submit my request. Ha. I try to reserve two hotel rooms, using two room certificates, and am told I can only use one certificate per night per hotel. Now, does it state this in the terms and conditions? Of course it doesn\'t. If it did, I wouldn\'t have gotten two certificates. (I\'m trying to book a room for my in-laws, too.) I\'ve sent a note to the customer service department for the rewards site and will see what they have to say. I quoted the terms and conditions as they relate to hotel rewards. I do not want to feel ripped off here. I\'m already planning on cancelling this account and opening one up that does strictly cash back rewards. If they can\'t help me, I\'ll be sure to bring that up and see if that doesn\'t change their tune, given how much we use this card month in and month out.

Stay tuned.
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miclason
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« Reply #1 on: March 14, 2006, 06:58:00 AM »

what happened, Jen? did they honor the terms, or came up with some silly excuse??
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Jen
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« Reply #2 on: March 14, 2006, 09:40:42 AM »

I haven\'t heard anything yet.  They say on their web site that it can take up to three days for a response.
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« Reply #3 on: March 16, 2006, 04:50:17 PM »

Still no word - why am I not surprised?  rolleyes
Time to put on more pressure.  I hate stuff like this.
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Jen
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« Reply #4 on: April 10, 2006, 07:00:34 AM »

Long story short - this didn\'t end well.  After I use the card for the hotel room (have to use the card to pay) I\'m cancelling it and switching to a strictly cash-back card.  I\'m done with \"rewards\" cards.  At SavingAdvice there\'s a good thread about the Citi rewards cards, so I\'ll look into that.
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« Reply #5 on: April 10, 2006, 09:07:08 AM »

Personally, I think the best reward of all is to find the lowest interest rate card you can get, and not worry about rewards or other fancy things.
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« Reply #6 on: April 10, 2006, 09:56:07 AM »

if we carried a balance, I\'d agree.  But we don\'t - we pay it off every month. Wink  That\'s why I want to take advantage of some of the extras that are offered.
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Jen
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« Reply #7 on: April 22, 2006, 04:50:19 PM »

We went ahead and applied for Citi\'s dividends card.  It pays back 5% on grocery, gas and drugstores, and 1% for everything else, up to $300 a year.  I got the card today.

Chase has a dividend card too, so I may apply for that one after I cancel the old card, in case it looks like we\'d qualify for more than $300 in cash back each year.  Between gas, groceries and prescriptions/OTC meds, it doesn\'t seem that hard to spend $6000, or $500 a month.  We\'d be close to that, and then there\'s all the other purchases that would bring in 1%.

 money  money  money
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